Figuring out how to pay for drug rehab treatment should be the last thing you need to worry about when you’re ready to recover from addiction. Fortunately, Baystate Recovery accepts most employer and private insurance, so you can receive professional treatment at a lower cost and benefit from a safe and healthy recovery.
Does Your Insurance Provider Cover Rehab?
The easiest and most convenient way to find out whether your health insurance provider covers drug rehab is to fill out the insurance form above. This form can quickly verify whether your health plan covers addiction treatment services. Enter your legal first and last name, date of birth, phone number, email address, provider name, and member ID, and stand by to learn more about your benefits.
Health Insurance Verification With Baystate Recovery
After you complete our online insurance verification form, one of our treatment consultants will contact your insurance company to verify your coverage. After your benefits are verified, the consultant will contact you and discuss your available treatment options. They may ask you about your substance use disorder and talk about the services you may need (such as detox or inpatient residential rehab) to recover from addiction. Our insurance verification process can connect you with the care you need as quickly as possible.
Here’s additional information about how your health insurance plan may work and how it can help you pay for drug rehab.
The deductible is the amount you pay for services covered by your health plan before your insurance provider starts paying for them. For instance, if your deductible is $1,500 and service costs $5,000, you will pay $1,500 while your provider pays the remaining fee of $3,500. Your deductible does not usually cover copayment and co-insurance fees.
The copayment is the fixed amount you must pay for a service covered by your health plan, such as a visit to the doctor’s office. Your insurance provider will require copayments either before or after your deductible has been paid, depending on how your plan works.
The co-insurance is a percentage of the cost of a service covered by your health plan that you must pay after your deductible has been paid in full. For example, if the allowed amount for a doctor’s visit on your plan is $50 and your co-insurance is 10%, you will pay $5 after you’ve paid the entire deductible amount.
The out-of-pocket maximum is the maximum amount of money you will pay for covered services within your plan year. After you have paid this amount toward deductibles, copayments, and co-insurance fees, your insurance provider will pay 100% of all other costs associated with covered services.
Will Baystate Recovery Accept My Health Plan?
Baystate Recovery accepts most insurance providers, including Aetna, BlueCross BlueShield, Cigna, UnitedHealthcare, and Humana. If you are not sure whether your insurance provider will be accepted, we will verify your policy details prior to discussing drug rehab treatment.
Services we offer that are covered by most health insurance providers include inpatient residential rehab treatment and drug detox.
Paying for Addiction Treatment
At Baystate Recovery, we believe everyone should have access to safe, effective, evidence-based addiction treatment. That’s why we accept most insurance providers and will take the time to discuss all your available payment options.
If you are ready to fight and recover addiction, contact us today at 800-270-2302 or fill out our free online insurance verification form above to learn more about your insurance benefits.